Credit Analyst - Financial Risk Assessment & Loan Approval

Join Rental Ponsel Indonesia as a Credit Analyst and play a pivotal role in safeguarding financial stability while driving business growth. In this dynamic position, you will evaluate creditworthiness, analyze financial data, and make informed decisions on loan approvals. Based in Jakarta Pusat, you'll work closely with our team to ensure that our lending practices are both responsible and profitable.

As a Credit Analyst at Rental Ponsel Indonesia, you will be responsible for assessing the creditworthiness of our customers, analyzing financial data, and making informed decisions on loan approvals. You will work with a variety of financial tools and software to ensure that our lending practices are both responsible and profitable. With your expertise, you will help us maintain a strong financial position while supporting our business growth.

If you are passionate about financial risk assessment and have a strong background in credit analysis, we invite you to apply for this exciting opportunity at Rental Ponsel Indonesia.

📋 Tanggung Jawab Pekerjaan

• Evaluate creditworthiness of customers by analyzing financial data, credit reports, and other relevant information.
• Assess loan applications to determine eligibility and risk level.
• Conduct credit risk analysis using tools such as Excel, SAP, and other financial software.
• Develop and implement credit policies and procedures.
• Monitor credit performance and provide regular reports to management.
• Collaborate with the sales and operations teams to ensure smooth loan processing.
• Stay updated with industry trends and best practices in credit analysis.
• Provide training and support to junior staff on credit analysis processes.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum 3 years of experience in credit analysis or a similar role.
• Strong knowledge of credit risk assessment and management.
• Proficiency in financial analysis tools such as Excel, SAP, and other relevant software.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.
• Certification in credit analysis (e.g., Certified Credit Analyst, Chartered Financial Analyst) is a plus.

🛠️ Keahlian

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